Short answer
Section 5066 says the purchaser holds the land discharged from all equity of redemption and other encumbrances made by the mortgagor after the sale. That points to a final result once the sale is confirmed. Ask a Delaware attorney right away about any challenge, because the window is short.
What the statute says
Section 5066 of Title 10 says a purchaser at a sheriff sale holds the land discharged from all equity of redemption and all other encumbrances made by the mortgagor. Equity of redemption is the owner's right to pay off the debt and reclaim the property. The statute treats that right as cut off by the sale, and the pages we reviewed did not describe a separate period to redeem afterward.
What this means in practice
Plan on the sale being final once it is complete and confirmed. Your real chance to act is before the sale: reinstate the loan, finalize a modification, complete mediation or sell the house. After the sale, the buyer owns the property and you may need to move. Ask the sheriff or your attorney about the confirmation step and any challenge deadlines.
Surplus and other claims
Even if you cannot get the house back, section 5067 says any surplus goes to the owner at the time of sale. If you think there were defects in the notice or the process, an attorney can tell you whether there is a basis to object. Do not rely on rumors or paid case reviews that promise to undo a sale.
Act before the sale
The Attorney General's mediation page lists options like loan modification, repayment, forbearance, short sale or deed in lieu. This page is general information and not legal advice. If a sale date is near, speak to an attorney this week.
Selling for cash instead
The earlier a sale is arranged, the more control you keep over the outcome. You can also ask Kaizen Home Buyers for a cash offer. We buy as-is, with no repairs and no agent commission, make offers within 24 hours and close in 14 to 30 days or on the date you set. Reach us at 267-329-0084.