Going Through Divorce · Lower Merion, PA

Selling a House During a Divorce in Lower Merion

The family home in Lower Merion can be the largest line on the page. Our city record describes early-1900s stone homes on leafy lots and lists high carrying costs while a house is listed. In a divorce, those costs land on two households at once. A sale can end that, but only if both spouses and both lawyers see the same figures. Nothing here replaces a family law attorney.

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Our cash offer is for the house as it stands: no repairs and no agent commission. You hear a number within 24 hours, and closing can take 14 to 30 days or happen on a date both of you choose. A cash number gives each spouse and each lawyer something concrete to weigh against listing the house or a buyout.

What’s different in Lower Merion

Where the case is filed

The Montgomery County Prothonotary's divorce page lists forms for mutual-consent and separation-based proceedings, and a praecipe form to transmit the record when equitable distribution is required. A no-fault divorce based on separation needs one year of separation if it began on or after December 5, 2016. The Prothonotary can be reached at 610-278-3360, and the Bar Association's lawyer referral line is 610-279-9660, extension 201. Ask each lawyer to confirm in writing who pays for township items such as sidewalk repairs or smoke detectors if the Resale Certification requires them. These are small costs next to the price, but they cause arguments when no one has decided who pays.

Timing a sale around the case

For a divorce by mutual consent, Section 3301(c) requires 90 days from the start of the action and affidavits of consent from both spouses. Many couples time a sale to these dates. Pennsylvania divides marital property equitably after weighing listed factors, so the sale price, the payoff and any agreement decide what each person receives. Ask your lawyer to review the contract and the closing statement first. If you cannot agree on a price, a written cash offer can anchor the talk. It does not decide the question, and either of you can reject it, but it replaces opinions about value with a number your lawyers can test against a listing estimate.

The township's resale certification and the tax view

Lower Merion requires an owner to obtain a Resale Certification and deliver certain certifications at or before settlement. Agree in writing which spouse handles each item, such as sidewalks, smoke detectors and the posted building number. IRS Publication 504 covers transfers between spouses and home sale rules, and the IRS can allow a reduced exclusion for certain unforeseen events, including divorce. Each spouse should consult a tax professional. Keep a shared folder with the deed, mortgage statements, tax bills and the offer. Both lawyers should see the same documents. If one spouse holds the paperwork, agree in writing on how and when the other can see it.

Checklist before you sell

  • Deed and mortgage statements showing every owner and balance
  • Any court order, settlement agreement or pending motion about the house
  • Contact details for both lawyers
  • A written payoff and a closing cost estimate
  • Township paperwork for the Resale Certification
  • Notes on the roof, systems and any deferred work
  • A signed list of who keeps which contents

How Kaizen can help

Send the address and tell us who lives there. We price the house as it stands, so neither spouse arranges contractors or pays for updates. One often argues for the value of the stone and the lot while the other counts the repairs. Share our offer with both lawyers at the same time.

We are the buyer, not a party to the divorce. We do not divide proceeds or decide who stays. We can choose a closing date that matches your case and move only when the people with legal authority agree. Call or text Kaizen Home Buyers at 267-329-0084.

Going Through Divorce in Lower Merion: questions

Can we sell before the divorce is final?

Sometimes. The deed, any pending order and both lawyers' views control. Review the contract with counsel first.

Do both spouses have to sign?

It depends on title, marital rights and any court order. The settlement attorney should identify every required signer.

How do we handle carrying costs while we decide?

Ask your lawyers to put in writing who pays the mortgage, taxes and utilities until closing. A court order or agreement should govern that, not an informal understanding.

Who holds the money after closing?

The settlement professional follows the contract and written instructions. Kaizen is the buyer and does not divide proceeds.

Keep reading

We buy houses in Lower MerionGoing Through Divorce: full guideHow to Sell an Inherited House in Montgomery County, PA (Probate Guide)Facing Foreclosure in Montgomery County, PA: Online Sheriff Sale GuideSelling an Inherited House in Lower MerionSelling Your Lower Merion House Before a MoveSelling a House Facing Foreclosure in Lower MerionSelling Your Abington Home During a DivorceSelling a House in Plymouth Meeting During a DivorceSelling a Levittown House During a DivorceSelling a House During a Divorce in King of PrussiaSelling a House During a Divorce in DoylestownSelling a Cherry Hill House During a Divorce

Sources

General information, not legal or tax advice. Rules change; confirm details with the office or a professional.

  1. City service-area content (Kaizen Home Buyers, 2026-06-30)
  2. 23 Pa.C.S. Section 3502, Equitable Division of Marital Property (Pennsylvania General Assembly, 2026-07)
  3. Kaizen process steps (Kaizen Home Buyers, 2026-10-23)
  4. Divorce: Instructional Packet & Forms (Montgomery County, Pennsylvania Prothonotary, 2026-10)
  5. 23 Pa.C.S. Section 3301, Grounds for Divorce (Pennsylvania General Assembly, 2026-10)
  6. Land Transfer (resale certification) (Lower Merion Township, current page, not dated)
  7. Publication 504 (2025), Divorced or Separated Individuals (Internal Revenue Service, 2025)
  8. Publication 523 (2025), Selling Your Home (Internal Revenue Service, 2025)

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