A foreclosure notice can feel sudden, even for owners who have lived in an Abington home for years. Pennsylvania's Housing Finance Agency says to contact your servicer and a housing counselor as soon as possible. A timely HEMAP application, within 33 days of an Act 91 notice, can pause further lender action while the application stays timely. Count the days on your own notice. Keep every envelope, because the date printed on a notice can matter. The agency also lists repayment, forbearance and payment deferral among options, so a sale is not the only door.
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Kaizen Home Buyers offers cash for your home as it stands, with no repairs and no agent commission, and an offer within 24 hours. Closing takes 14 to 30 days or happens on your date. We do not give legal advice and cannot stop a case, so talk to a counselor before you consider a sale.
The Montgomery County Sheriff holds sheriff sales as public auctions of property repossessed over an unpaid debt, often a mortgage foreclosure. Bidding runs online through Bid4Assets, and the office posts Conditions of Sale and foreclosure prevention information. Because the schedule changes, check the live page instead of relying on a list someone sent you.
Abington's data points to dated postwar homes, estate sales and deferred maintenance. Equity exists only after the payoff and costs are subtracted. A cash price is below retail, because we price repairs and risk. Ask the lender's attorney for a payoff figure, then compare our number with an agent's range after repairs and commission.
If the house is near the Pennypack, Sandy Run or Tacony creek corridors, the township's plan documents recurring flooding and cautions that older maps can miss risk. For any residential transfer question, the Fire Marshal's Office at 267-536-1057 is a sensible first call, since the township's Use & Occupancy page addresses commercial transfers. Check the specific lot, not just the neighborhood, since creek corridors run through several parts of the township. If your mail goes to an address where you no longer live, update it with the servicer so notices reach you.
If you decide to sell, send the address and the dates on your notices. We look at the house as it stands and make a cash offer, with no repairs or showings on your side. A dated kitchen or an old roof is something we price, not something you fix first. Tell us if anyone else lives in the home, so the plan fits.
An accepted offer does not end a foreclosure case. Ask the lender's attorney in writing about any pause, and keep every deadline in view. We will tell you honestly if the title work makes your timeline unrealistic. Call or text Kaizen Home Buyers at 267-329-0084.
The Pennsylvania Housing Finance Agency points to a 33-day window after an Act 91 notice for a HEMAP application to pause lender action. Read your notice for the date.
They are public auctions run online through Bid4Assets. The Sheriff's Office posts Conditions of Sale and foreclosure prevention information. The office also posts foreclosure prevention information alongside the Conditions of Sale.
No. A pause has to be confirmed in writing by the lender's attorney, the sheriff or the court, so keep following the deadlines on your notices until you have it.
Subtract the lender's payoff and closing costs from a realistic price to find out. Ask for the payoff in writing, then compare our cash number with what an agent expects after repairs and commission.
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
No obligation. No fees. Just a fair offer from a local buyer.