In Georgetown, the Sussex County sheriff sale is held in your own town, in the Sheriff's Office at 22215 N. Dupont Blvd. That is close to home, but it does not make the process easier to follow. Delaware foreclosures start with a notice of intent, then a complaint, and for covered homes a mediation conference, before judgment and sale. Each step has its own deadline, and the date on your paper decides which one is next.
No obligation. We respond within 24 hours.
Within 24 hours Kaizen Home Buyers can put an as-is cash offer in front of you. Repairs and agent commission are not part of it, and closing can be 14 to 30 days out or on your date. We cannot stop a sale. Only the lender's attorney, the sheriff or the court can postpone one. If tenants live in the house, tell us early, because a lease affects what a buyer can close on.
Sales are held on the third Tuesday of each month at 9:30 a.m. in the main conference room, 2nd floor. Registration runs from 9:00 to 9:30 a.m. with photo ID and a $4,000 deposit payable to Sheriff of Sussex County. Mortgage sales require 20 percent at the sale and the balance on the third Monday of the next month. The county posts notice on the property and public buildings and advertises two weeks ahead.
The state program covers owner-occupied one-to-four unit primary residences. Georgetown's concerns include tired rentals and inherited farm-edge properties, and those do not always qualify. If you rent the house out or inherited it, call (800) 220-5424 and ask whether your case is covered rather than assuming a conference is coming.
A lender cannot file on a covered home until 45 days after the notice of intent. The Certificate of Participation and counselor meeting are due within 30 days of service. The conference is set 45 to 75 days after service, and no judgment can be entered until the day after it. The plaintiff must also file a loss mitigation affidavit before judgment or sale. The Sheriff's phone number is (302) 855-7700, and the plaintiff's attorney can confirm whether a sale is still scheduled or has been postponed.
Send the address, what you owe and the sale date if you have one. We estimate the house as it stands, which your attorney or counselor can compare with the payoff. If the house is worth more than the debt, a sale before the auction may protect equity.
We cannot promise to beat a sale date, because the lender and title company control payoffs and closing. We can aim for 14 to 30 days or the date you set. Call 267-329-0084. Georgetown's listed concerns include inherited farm-edge properties, so tell us whether the land and the house are on one deed.
In the Sheriff's Office main conference room, 22215 N. Dupont Blvd, Georgetown, on the third Tuesday at 9:30 a.m. Registration closes at 9:30 a.m., when the sale begins, so a bidder who arrives late is out.
Notices on the property and public buildings, and ads in the Sussex Post and one local paper two weeks before the sale. The ads and the posted notice both give the date, time and place, which makes it easy to confirm the sale is still on.
The program is for primary residences. Call the hotline at (800) 220-5424 to ask about a rental.
Our offers are as-is and for cash, and we can close in 14 to 30 days or on your date, subject to the lender and the court.
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
No obligation. No fees. Just a fair offer from a local buyer.