A foreclosure on a Lewes property raises a question that many inland cases do not: is this your primary residence? Delaware's mediation program is for owner-occupied one-to-four unit primary residences, so a second home, seasonal property or rental may not be covered. The Sussex County sheriff then handles the sale. Read your papers to see what stage you are in and what the notice says.
No obligation. We respond within 24 hours.
Kaizen Home Buyers can offer cash for the house in its current state within 24 hours, with no repairs or agent commission, closing in 14 to 30 days or on your date. We cannot postpone a sale. The lender, its attorney, the sheriff or the court can.
The Attorney General's page says to call the hotline at (800) 220-5424 if you rent out the house, to ask whether the case is covered. The same question applies to a seasonal home. Lewes carrying costs and flood risk are listed concerns for the city, so do not assume anyone has paused your case while you wait for a conference.
Sales are held on the third Tuesday of each month at 9:30 a.m. in the Sheriff's Office main conference room, 2nd floor, 22215 N. Dupont Blvd, Georgetown. Registration is 9:00 to 9:30 a.m. with photo ID and a $4,000 deposit. On mortgage sales, 20 percent is due at the sale and the balance on the third Monday of the next month. The county page says notices are posted on the property and at public buildings and that ads run two weeks ahead, and it describes properties as bought sight unseen, so a bidder cannot tour the cottage first. That is one reason a direct sale before the date can matter to an owner with equity.
Delaware's Flood Planning Tool is address-based, and the city profile names flood and storm-surge risk among Lewes concerns. If your flood or homeowner premium has been paid through an escrow account, ask the servicer for a written breakdown. Then ask your attorney how those charges appear in the payoff you would need for a sale. Delaware's Flood Planning Tool can show an address-level picture of flood exposure, which also helps a counselor or attorney explain why insurance costs on the property are what they are.
Send the address, whether you live there and what you owe. We estimate the property as it stands so you can compare it with the payoff. Coastal homes can be worth more than the loan or less, and the difference decides which options make sense. Lewes cottages, condos and second homes are valued very differently from one another, so tell us which kind of property you have and whether it sits inside the historic district, where exterior work goes through the city's review commission.
We cannot promise to beat a sale date. We can aim for 14 to 30 days or the date you pick, subject to the lender and title work. Call 267-329-0084.
It is aimed at primary residences. Call (800) 220-5424 to ask how your property is treated. The Attorney General's page tells owners who rent out the house to call the hotline and ask whether the case is covered. A seasonal home raises the same question.
The third Tuesday of each month at 9:30 a.m. in Georgetown.
A $4,000 deposit to register, 20 percent at the sale and the balance on the third Monday of the next month.
We can close in 14 to 30 days or on a date you choose, with an as-is cash offer, subject to the lender and court.
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
No obligation. No fees. Just a fair offer from a local buyer.