Missed payments pile up quickly, and a foreclosure complaint can arrive before you have a plan. Bensalem's mid-century houses and townhouses each bring their own payoff and repair questions, and it helps to sort those out early.
No obligation. We respond within 24 hours.
Kaizen Home Buyers can give you a cash offer within 24 hours for the house as it stands, with no repairs and no agent commission on our side. A sale, if you choose one, can close in 14 to 30 days or on your date. We do not give legal or lending advice, so use the counselors and attorneys named below.
Bucks County's housing guide names the Bucks County Housing Group in Warminster for foreclosure diversion and HEMAP counseling. It also names the Credit Counseling Center, with offices in Doylestown, Richboro and Levittown. American Credit Counseling Institute handles HEMAP services at (888) 212-6741. Applicants must meet an approved agency within 33 days of the Act 91 notice. Ask each agency which documents to bring to the first meeting.
The sale is held on the second Friday of the month at 11:00 am in Doylestown. The plaintiff's attorney can postpone it up to 130 days, and Pennsylvania law lets a sale be continued twice to a set date within that period. A letter on letterhead from that attorney can stop the sale entirely. Anything more needs a court order. Properties sell as is and inspections are not permitted, which is the buyer's risk, not yours.
A sale price must cover the mortgage and recorded claims before you receive any proceeds. Pennsylvania state tax liens and municipal claims are separate items that a title company checks. If a Bensalem owner has equity, those payoffs decide how much is left. Ask your lender for a written payoff, since the amount owed on a sale date can differ from your last statement. A title company checks for both before a closing is scheduled.
Share the address, your lender's name and the sale date from your notice at 267-329-0084. We review the property and send a cash offer inside 24 hours, so you can compare it against your payoff.
If the figures work and the date allows, we close in 14 to 30 days or on the date you name. Timing is the hard part in foreclosure, so tell us the deadline right away. Turning the offer down is fine.
Yes. Notices run once a week for three consecutive weeks in the Bucks County Law Reporter and a local newspaper, and a handbill goes up on the property. Watch your mail and the county's sale list. The Bucks County Sheriff's Justice Center line is 215-348-6124.
Sales take place on the second Friday of each month at 11:00 am at the Bucks County Administration Building, 55 East Court Street, Doylestown. Confirm your date with your attorney and the Sheriff's office.
No. Bucks County describes HEMAP as state-funded loan assistance, not a grant. You must meet with an approved counseling agency within 33 days of your Act 91 notice, and the home must be owner-occupied. Because it is a loan, ask the counselor how repayment would work.
It can, if the offer exceeds your payoff and liens and closes before the sale. We cannot know that until we see your numbers. A cash offer within 24 hours helps you check, and a foreclosure attorney can advise on timing. Bring your payoff letter to our first call. A foreclosure attorney can tell you how much time remains.
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
No obligation. No fees. Just a fair offer from a local buyer.