Facing Foreclosure · Conshohocken, PA

Selling a House Facing Foreclosure in Conshohocken

Foreclosure on a Conshohocken rowhome has a paper trail. The lender's Act 91 notice tells you about state help and gives you 33 days to apply. If the case reaches a sale, Montgomery County runs it online, which means no gathering at a courtroom and a set of filing deadlines that matter a great deal.

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Modest New Jersey split-level during a mortgage foreclosure

A Kaizen Home Buyers offer is cash for the house as-is, with nothing to fix and no commission to an agent. Expect an offer inside 24 hours. Closing takes 14 to 30 days, or waits for a date you set. If the house is worth more than you owe, selling before the auction may protect your equity. A housing counselor or attorney should look at your options with you.

What’s different in Conshohocken

Online sale, filing deadlines

Montgomery County sells through Bid4Assets. A Sale Day Report appears one week before each sale. The county page reviewed on October 23, 2026 showed the next sale on January 27, 2027, with an attorneys' last date to file of November 4, 2026, and a note that there was no November sale. Status changes on sale days are cut off at 11:00 a.m. Ask the Sheriff's Office at 610-278-3000 which date fits your case. If your house is a rowhome that shares walls, tell us about any known issues with the neighbor's side or the party wall. A buyer will ask. An honest answer now avoids a renegotiation at the walkthrough, which is the last thing you want near a deadline.

Act 91 and the counseling meeting

PHFA says that applying within 33 days of the Act 91 notice stops the lender from further action while the application is handled. Free counseling is available at 1.855.827.3466. After you meet a counselor you have 30 days to submit, and PHFA has up to 60 days to decide. The home must be owner-occupied and the delinquency must come from circumstances beyond your control. Because the county posts the next sale date on a single page that changes, check it weekly. If the date moves, call the plaintiff's attorney to learn why. A postponement, a cancellation and an error on the list are three different things.

Rowhomes with small lots and thin equity

Our Conshohocken record lists older rowhomes on small lots. If a house needs a roof, heater or basement work, a retail buyer will price that in. The CFPB has a post on selling as an alternative to foreclosure for borrowers with equity. Ask a counselor to run your payoff, costs and the borough's use and occupancy requirement together. If a counselor tells you that HEMAP does not fit your case, ask what else the agency or the county can offer. Selling is one path, and a counselor can compare it with a workout using your payoff and your monthly budget.

Checklist before you sell

  • The Act 91 notice, the complaint and every letter from the lender's lawyers
  • Docket number, plaintiff's attorney and any sale date
  • A written payoff with a line-by-line breakdown
  • Recent mortgage statements
  • Tax and utility bills for the address
  • Notes on roof, heater and basement problems
  • Contacts for a housing counselor and an attorney

How Kaizen can help

Send us the address and the sale date. We review the house as it stands and quote cash with the repair work counted for you. Place the number next to your payoff. If it does not work, you will know before the county's cut-off.

A signed contract does not stop a sheriff sale. The plaintiff's attorney has to file the change before the cut-off. We can choose a closing date that leaves room if the title work allows. Call or text Kaizen Home Buyers at 267-329-0084.

Facing Foreclosure in Conshohocken: questions

Is there a program that might pause the case?

PHFA runs a diversion program that can stay foreclosure on an owner-occupied house. Its page leaves out which counties are in it today, so have your attorney check Montgomery County. Questions go to 1-800-635-4747.

Where do I see if my house is on the list?

The county publishes a Sale Day Report one week before each sale with case and property details.

Can I sell while the foreclosure is pending?

Often yes if the lender is paid at closing before the sale. Ask the title company to explain what a payoff letter has to show.

Where can I find free legal help?

Pennsylvania Legal Aid Network's foreclosure prevention guide is a place to start if you need legal help.

Keep reading

We buy houses in ConshohockenFacing Foreclosure: full guideHow to Sell an Inherited House in Montgomery County, PA (Probate Guide)Facing Foreclosure in Montgomery County, PA: Online Sheriff Sale GuideSelling an Inherited House in ConshohockenSelling a Tired Rental Property in ConshohockenSelling Your Conshohocken House Before a MoveFacing Foreclosure on a Philadelphia Home: Your OptionsFacing Foreclosure in Upper Darby: Your OptionsFacing Foreclosure in Chester, PA: Your OptionsFacing Foreclosure in Norristown: Your OptionsFacing Foreclosure in Abington Township: Your OptionsFacing Foreclosure in Plymouth Meeting: Your Options

Sources

General information, not legal or tax advice. Rules change; confirm details with the office or a professional.

  1. Foreclosure: Act 91 Notice and HEMAP (Pennsylvania Housing Finance Agency, undated page)
  2. Sheriff Sales (Montgomery County, PA, page lists sale dates through Jan. 27, 2027)
  3. Kaizen process steps (Kaizen Home Buyers, 2026-10-23)
  4. For many struggling mortgage borrowers with home equity, selling their home could be an alternative to foreclosure (Consumer Financial Protection Bureau, undated)
  5. City service-area content (Kaizen Home Buyers, 2026-06-30)
  6. Use and Occupancy permit application (Borough of Conshohocken, undated form)
  7. Residential Mortgage Diversion Program (Pennsylvania Housing Finance Agency, 2026-10)
  8. Preventing Mortgage Foreclosure (Pennsylvania Legal Aid Network (PALawHELP), reviewed 2026-08-26)

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