Falling behind on the mortgage on a Sicklerville starter home puts you on a clock. New Jersey's courts run foreclosure through the Office of Foreclosure and the Superior Court, and each step has a deadline. Reading the papers carefully early gives you more time to choose.
No obligation. We respond within 24 hours.
Kaizen Home Buyers can send a cash offer within 24 hours for the house as it is, with no repairs and no agent commission on our side. Closing can be in 14 to 30 days or on your date. We are not lenders or attorneys, so please speak with a housing counselor or foreclosure attorney too.
Camden County holds sheriff's sales on the first and third Wednesday of each month at noon, at the Camden City Council Chambers, 520 Market Street. The opening bid is $100, with verbal bids in increments of at least $1,000. The buyer pays 20 percent of the bid right away, with a $500 cash limit, and the rest within 30 days. The county posts listings online. The Sheriff's Sales Division is at 856-225-5531 or 856-225-5551.
The Camden County page says the Sheriff may allow two adjournments of a sale for the defendant, each not exceeding four weeks, with a $28 fee per request. Requests must be in writing, prepared and notarized. That can buy time for a sale, but only your attorney can say whether it is available in your case. Do not wait for the last week to ask.
New Jersey Courts says the lender must give at least 30 days from receipt of the Notice of Intent to Foreclose for you to pay off or make other arrangements, and that this is the time to request mediation. The complaint then goes to the Office of Foreclosure, and you have 35 days after service to answer. The Office of Foreclosure's phone is 609-421-6100. A housing counselor can help you complete the mediation worksheet.
Send us the Sicklerville address and the dates on your notices. We view the house and send a cash offer within 24 hours so you can set it next to your payoff. A short timeline limits what we can do, so call early. Bring the payoff letter, the court papers and the sale date to the first conversation, and we can tell you quickly whether a closing fits.
If a sale fits, we can close in 14 to 30 days or on your date. We cannot say it will beat the sheriff sale date. You are free to decline, and a counselor's plan to stay in the house is still open. Call 267-329-0084. Whatever you decide, keep answering every court deadline on its own track, because a pending offer does not pause any of them.
The court says 35 days after service, and you use its answer packet. An attorney can help you decide what to file.
Ask your attorney about a written, notarized adjournment request. Camden County's page says the Sheriff may allow two, up to four weeks each. Our offer comes in 24 hours.
The courts page lists a Foreclosure Mediation Program as active for eligible cases under Rule 4:64-1B. Apply with the form, checklist and worksheet. A counselor can help.
The county's foreclosure page links to an online sales listing. For questions, call the Sheriff's Sales Division. Confirm any date with the plaintiff's attorney. Phone numbers are on the county page.
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
No obligation. No fees. Just a fair offer from a local buyer.