Hudson County Sheriff's Foreclosures
(201) 795-6300 Ext 7235
The notice we read lists the sale at the County Administration Building, 595 Newark Avenue, Jersey City, NJ 07306. Search listings on the Sheriff's site.
Official pageHudson County guide · Foreclosure & sheriff sale
Facing Foreclosure in Hudson County: Sheriff Sale and Mediation Guide
Foreclosure in Hudson County is a court case first and a sheriff sale last. The sale notices are posted on the county site, and the Sheriff's website carries an hourly listing. A sale that looks far off can move quickly after judgment. This page covers the state process, the Hudson sale rules we could confirm and the options you may still have.
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Many Hudson owners hold a condo or a two- or three-family building in Jersey City, Bayonne, Union City or North Bergen. That matters because state mediation covers one to four family homes only when you live there. This is general information, not legal advice. A housing counselor or real estate attorney should review your papers.
Step by step in Hudson County
- 1
Respond to the Notice of Intent
The lender's Notice of Intent to Foreclose starts a 30-day window from receipt to pay or arrange an alternative, according to New Jersey Courts. Write down the date it arrived. A housing counselor can help you put together the figures lenders ask for.
- 2
Answer the complaint in 35 days
When the lender files, the case gets a docket number. You have 35 days to file an answer, and ignoring it lets the lender request default. If you cannot afford an attorney, ask about legal aid in Hudson County.
- 3
Check whether your building qualifies for mediation
Free mediation is available, but the court form requires a primary residence, a one to four family dwelling, every borrower on board and no bankruptcy. An investor-owned building or a unit you rent out does not qualify. Owner-occupants of a two-family often do. Counselor help comes from NJHMFA at 609-278-7508.
- 4
Watch the judgment and writ
After default or ruling, the court enters final judgment and a writ of execution. The sheriff has 150 days from the writ to auction the property, and the parties can request two stays each. The court page also lists a 45-day period to cure or make other arrangements in the default process.
- 5
Read the Hudson sale notice closely
A current Hudson notice sets the sale at 2:00 PM at the Administration Building, 595 Newark Avenue, 4th Floor, Room 400. It says the winning bidder gives a certified check for at least 20% right after bidding. The balance is due in 30 days with interest from the 11th day. Rooms can change, so confirm on the sheriff's site.
- 6
Confirm the date by phone
Listings update through www.HudsonCountySheriff.com. The Foreclosures office is at (201) 795-6300 Ext 7235, and the plaintiff's attorney is named on each notice. A buyer's offer does not postpone anything, so rely on those two for the status.
- 7
Run the numbers before a sale
After the auction, the debtor has 10 days to redeem. Before it, a sale on your own timeline may keep equity in your pocket. Ask the lender for a written payoff and review it with an attorney.
Typical timeline
| Stage | Typical time |
|---|---|
| Notice of Intent to Foreclose | 30 days from receipt |
| Answer to the complaint | 35 days |
| Mediation request | Up to 60 days after service of the summons and complaint |
| Sheriff sale after the writ of execution | Sheriff has 150 days to auction; two stays each |
| Winning bidder's balance | 30 days from the sale, interest from day 11 |
| Kaizen cash offer and closing | Offer in 24 hours; close in 14 to 30 days or on your date |
Hudson County offices you may deal with
NJ Superior Court Clerk's Office, Office of Foreclosure
Richard J. Hughes Justice Complex, P.O. Box 971, Trenton, NJ 08625-0971
609-421-6100
Handles uncontested foreclosures. Customer service line for copies is 609-421-6100.
Official pageYour selling options
Your options depend on the loan and on equity. A loan modification through mediation, a repayment plan, a deed in lieu, a listing with an agent or an investor sale are all possible. A condo or small multi-unit building with a lender payoff above its value is a different case from one with equity. Listing can bring a higher price, but only if the calendar allows showings.
Kaizen buys as-is for cash. We make an offer within 24 hours, charge no agent commission, ask for no repairs, and can close in 14 to 30 days or on your date. We cannot stop a sheriff sale, and only the plaintiff's attorney, the sheriff or the court can. Call 267-329-0084.
Hudson County foreclosure questions
Can I sell my Hudson County property before the sheriff sale?
Often yes, if the closing happens before the auction, but it depends on the payoff, the sale date and the court docket. Get a written payoff and ask an attorney. Only the plaintiff's attorney, sheriff or court can confirm a sale is stopped.
Where are Hudson County sheriff sales held?
The notice we read sets the sale at 2:00 PM at the Hudson County Administration Building, 595 Newark Avenue, Jersey City, 4th Floor, Room 400. Confirm the room and date on www.HudsonCountySheriff.com or at (201) 795-6300 Ext 7235.
What does a winning bidder pay in Hudson County?
The notice says at least 20% by certified check right after bidding. The balance is due within 30 days by certified or cashier's check, with interest from the 11th day after the sale.
Does mediation apply to my rental building?
Mediation requires that the home be your primary residence and a one to four family dwelling. A building you do not live in does not qualify. Ask a counselor through NJHMFA at 609-278-7508 or an attorney.
Does Kaizen buy Hudson County properties in foreclosure?
Kaizen makes as-is cash offers and can close in 14 to 30 days or on your date, with no repairs and no agent commission. Whether a closing can beat the auction depends on your lender, the payoff and the docket, which we do not control.
Related Hudson County pages
Sell your house fast in Hudson CountySelling an Inherited House or Building in Hudson County (Probate Guide)Facing Foreclosure on a Jersey City PropertyWhat is an Act 91 notice in Pennsylvania and what should I do when I get one?How long does foreclosure take in Pennsylvania?How much notice do I get before a sheriff sale in Pennsylvania?Can I sell my house after a sheriff sale is scheduled in Pennsylvania?Can I stop a sheriff sale in Philadelphia?What is HEMAP and who qualifies in Pennsylvania?Facing Foreclosure in Berks County, PA: Online Sheriff Sale GuideFacing Foreclosure in Lackawanna County, PA: Sheriff Sale GuideFacing Foreclosure in Lehigh County, PA: Options Before a Sheriff SaleFacing Foreclosure in Luzerne County, PA: Sheriff Sale GuideFacing Foreclosure in Northampton County, PA: Sheriff Sale GuideFacing Foreclosure in New Castle County, Delaware: Mediation and Sheriff Sale GuideFacing Foreclosure in Kent County, Delaware: Mediation and Sheriff Sale GuideFacing Foreclosure in Sussex County, Delaware: Mediation and Sheriff Sale GuideFacing Foreclosure in Atlantic County, NJ: Court Steps, Mediation and Sheriff SaleBergen County, NJ Foreclosure Guide: Court Timeline and Sheriff Sale RulesBurlington County, NJ Foreclosure: Timeline, Adjournments and Your OptionsCamden County, NJ Foreclosure: Wednesday Sheriff Sales and Your OptionsCape May County, NJ Foreclosure Guide: Seasonal Homes, Court Steps and OptionsCumberland County, NJ Foreclosure: Court Steps, Mediation and Selling OptionsEssex County, NJ Foreclosure Guide: Multifamily Owners, Mediation and OptionsFacing Foreclosure in Gloucester County: Sheriff Sale and Mediation GuideFacing Foreclosure in Hunterdon County: Flemington Sheriff Sale GuideFacing Foreclosure in Mercer County: Trenton Sheriff Sale and Mediation GuideFacing Foreclosure in Middlesex County: Sheriff Sale and Mediation GuideFacing Foreclosure in Monmouth County: Freehold Sheriff Sale and Mediation GuideFacing Foreclosure in Morris County: Morristown Sheriff Sale and Mediation GuideForeclosure in Ocean County, NJ: Options Before the Sheriff's SaleForeclosure in Passaic County, NJ: Options Before the Sheriff's SaleForeclosure in Salem County, NJ: Options Before the Sheriff's SaleForeclosure in Somerset County, NJ: Options Before the Sheriff's SaleForeclosure in Sussex County, NJ: Options Before the Sheriff's SaleForeclosure in Union County, NJ: Options Before the Sheriff's SaleForeclosure in Warren County, NJ: Options Before the Sheriff's SaleFacing Foreclosure in Philadelphia County: Diversion Program and Sheriff Sale GuideFacing Foreclosure in Delaware County, PA: Sheriff Sale GuideFacing Foreclosure in Montgomery County, PA: Online Sheriff Sale GuideFacing Foreclosure in Bucks County, PA: Sheriff Sale GuideFacing Foreclosure in Chester County, PA: Sheriff Sale Guide
Sources
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
- Sheriff's Sales & Foreclosure Listings (sale notice) (Hudson County, NJ, posted 2026-10-20)
- County market notes (Hudson County) (Kaizen Home Buyers, 2026-07-15)
- Kaizen process steps (Kaizen Home Buyers, 2026-10-23)
- Foreclosure in New Jersey (New Jersey Courts, Superior Court Clerk's Office, undated page)
- Foreclosure Self-Help (New Jersey Courts, undated page)
- How to Apply for Foreclosure Mediation (CN 11270) (New Jersey Courts, revised 09/01/2021)
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