Middlesex County Sheriff's Office, Foreclosures
732-745-3271
Sales at The Heldrich Hotel, 10 Livingston Ave., New Brunswick. Use the Foreclosures web portal to search sales.
Official pageMiddlesex County guide · Foreclosure & sheriff sale
Facing Foreclosure in Middlesex County: Sheriff Sale and Mediation Guide
Middlesex County runs its sheriff foreclosure sales from a hotel in downtown New Brunswick. The Sheriff's Office lists upcoming and current sales through a secure web portal. By the time a home reaches that portal, the court case has already run its course. This page covers the steps before it and the options still open.
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Middlesex owners include families in postwar Edison and Woodbridge houses, landlords with older multifamilies in Perth Amboy and New Brunswick, and owners near the waterfront who face high insurance and repair needs. This is general information, not legal advice. A housing counselor or real estate attorney should review your papers.
Step by step in Middlesex County
- 1
Respond to the Notice of Intent
The lender's Notice of Intent starts a 30-day clock, per New Jersey Courts. You have that long from receipt to pay off the debt or arrange an alternative. Note the date it arrived and call a housing counselor the same week.
- 2
File an answer in 35 days
After the lender files, the court assigns a docket number and you have 35 days to answer. Without an answer, the lender can request default. If you cannot afford a lawyer, ask about legal aid in Middlesex County.
- 3
Request mediation within 60 days
Free mediation is available, and the court urges owners to ask as soon as possible after a notice. It is open to a primary residence of one to four units when all borrowers agree and none is in bankruptcy. NJHMFA counseling, 609-278-7508, is part of the process.
- 4
Treat mediation as talk, not a stop
The state form says mediation does not stop a foreclosure action. The lender may keep moving while the sessions are scheduled. Keep your deadlines.
- 5
Follow the writ and the 150 days
After final judgment, a writ of execution goes out. The sheriff has 150 days from the writ to auction the property. Each side may request two stays to delay the sale.
- 6
Check the Middlesex schedule and portal
Sales run every other week at the Heldrich Hotel, 10 Livingston Avenue, New Brunswick. The sale begins at 1:30 pm and doors open at 12:30 pm. Upcoming and current listings are in the Sheriff's Foreclosures web portal, and the office number is 732-745-3271.
- 7
Use the redemption period and the payoff
After the sale the debtor has 10 days to redeem. Before it, get a written payoff and ask whether a sale on your terms leaves anything for you. An attorney should review it with you.
Typical timeline
| Stage | Typical time |
|---|---|
| Notice of Intent to Foreclose | 30 days from receipt |
| Answer to the complaint | 35 days |
| Mediation request | Up to 60 days after service of the summons and complaint |
| Sheriff sale after the writ of execution | Sheriff has 150 days to auction; two stays each |
| Redemption after sale | 10 days |
| Kaizen cash offer and closing | Offer in 24 hours; close in 14 to 30 days or on your date |
Middlesex County offices you may deal with
NJ Superior Court Clerk's Office, Office of Foreclosure
609-421-6100
Mediation forms are filed by mail with Attn: Foreclosure Mediation, 25 Market Street, Trenton, NJ 08625.
Official pageYour selling options
Options depend on equity and time. Mediation can lead to a loan modification or deed in lieu. A repayment plan or a listing with an agent may work if the loan is not far behind and the house shows well. Long marketing times are a known issue for Middlesex homes, and a sheriff sale date does not wait.
If a quick sale makes sense, Kaizen pays cash and buys the house as-is. The offer comes within 24 hours, there is no agent commission and no repair work, and closing can be 14 to 30 days out or on your date. Nothing we do can stop a New Brunswick sheriff sale. Only the plaintiff's attorney, the sheriff or the court can. Call 267-329-0084.
Middlesex County foreclosure questions
Where are Middlesex County sheriff sales held?
At The Heldrich Hotel, 10 Livingston Avenue, New Brunswick. Sales begin at 1:30 pm, with doors opening at 12:30 pm, and run every other week. Search the Sheriff's Foreclosures portal or call 732-745-3271.
Can I sell my Middlesex County house before the sale date?
Often yes, if closing happens before the auction. The payoff, the date and the court case all matter. Ask the lender for a written payoff and talk to an attorney. Only the plaintiff's attorney, the sheriff or the court can confirm a sale is stopped.
How long do I have to answer a foreclosure complaint?
The state's guide says 35 days to file an answer to the complaint. A missed deadline lets the lender ask for default. Talk to an attorney as soon as you are served.
Is mediation still offered in New Jersey?
The Courts' foreclosure page says free mediation is available. The request is due within 60 days of service unless a judge allows later entry by motion. Eligibility includes a primary residence of one to four units.
Does Kaizen buy Middlesex County houses in foreclosure?
Yes, we make as-is cash offers in Middlesex County. Closing can be in 14 to 30 days or on your date, and there are no repairs or agent commissions. A closing only helps if it lands before the auction, and the lender, the payoff figure and the docket decide that.
Related Middlesex County pages
Sell your house fast in Middlesex CountyHow to Sell an Inherited House in Middlesex County (Probate Guide)What is an Act 91 notice in Pennsylvania and what should I do when I get one?How long does foreclosure take in Pennsylvania?How much notice do I get before a sheriff sale in Pennsylvania?Can I sell my house after a sheriff sale is scheduled in Pennsylvania?Can I stop a sheriff sale in Philadelphia?What is HEMAP and who qualifies in Pennsylvania?Facing Foreclosure in Berks County, PA: Online Sheriff Sale GuideFacing Foreclosure in Lackawanna County, PA: Sheriff Sale GuideFacing Foreclosure in Lehigh County, PA: Options Before a Sheriff SaleFacing Foreclosure in Luzerne County, PA: Sheriff Sale GuideFacing Foreclosure in Northampton County, PA: Sheriff Sale GuideFacing Foreclosure in New Castle County, Delaware: Mediation and Sheriff Sale GuideFacing Foreclosure in Kent County, Delaware: Mediation and Sheriff Sale GuideFacing Foreclosure in Sussex County, Delaware: Mediation and Sheriff Sale GuideFacing Foreclosure in Atlantic County, NJ: Court Steps, Mediation and Sheriff SaleBergen County, NJ Foreclosure Guide: Court Timeline and Sheriff Sale RulesBurlington County, NJ Foreclosure: Timeline, Adjournments and Your OptionsCamden County, NJ Foreclosure: Wednesday Sheriff Sales and Your OptionsCape May County, NJ Foreclosure Guide: Seasonal Homes, Court Steps and OptionsCumberland County, NJ Foreclosure: Court Steps, Mediation and Selling OptionsEssex County, NJ Foreclosure Guide: Multifamily Owners, Mediation and OptionsFacing Foreclosure in Gloucester County: Sheriff Sale and Mediation GuideFacing Foreclosure in Hudson County: Sheriff Sale and Mediation GuideFacing Foreclosure in Hunterdon County: Flemington Sheriff Sale GuideFacing Foreclosure in Mercer County: Trenton Sheriff Sale and Mediation GuideFacing Foreclosure in Monmouth County: Freehold Sheriff Sale and Mediation GuideFacing Foreclosure in Morris County: Morristown Sheriff Sale and Mediation GuideForeclosure in Ocean County, NJ: Options Before the Sheriff's SaleForeclosure in Passaic County, NJ: Options Before the Sheriff's SaleForeclosure in Salem County, NJ: Options Before the Sheriff's SaleForeclosure in Somerset County, NJ: Options Before the Sheriff's SaleForeclosure in Sussex County, NJ: Options Before the Sheriff's SaleForeclosure in Union County, NJ: Options Before the Sheriff's SaleForeclosure in Warren County, NJ: Options Before the Sheriff's SaleFacing Foreclosure in Philadelphia County: Diversion Program and Sheriff Sale GuideFacing Foreclosure in Delaware County, PA: Sheriff Sale GuideFacing Foreclosure in Montgomery County, PA: Online Sheriff Sale GuideFacing Foreclosure in Bucks County, PA: Sheriff Sale GuideFacing Foreclosure in Chester County, PA: Sheriff Sale Guide
Sources
General information, not legal or tax advice. Rules change; confirm details with the office or a professional.
- County market notes (Middlesex County) (Kaizen Home Buyers, 2026-07-15)
- Kaizen process steps (Kaizen Home Buyers, 2026-10-23)
- Foreclosures (Middlesex County Sheriff's Office, undated page; text read from a search excerpt because the site blocked direct fetch)
- Foreclosure in New Jersey (New Jersey Courts, Superior Court Clerk's Office, undated page)
- Foreclosure Self-Help (New Jersey Courts, undated page)
- How to Apply for Foreclosure Mediation (CN 11270) (New Jersey Courts, revised 09/01/2021)
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